Personal Finance in Tough Times

Let me start out by saying that I’m no financial expert.  I’m really not sure there is such an animal, but if there is – it ain’t me.  Believe me – I have made my share of bad judgments and decisions over the years that would preclude me being any type of money guru.
So there [...]

Doom and Gloom…

Read the papers.  Read the internet.  Watch TV.  The doom and gloom is everywhere.  We’re all gonna die and we’re gonna be broke when they bury us.
Hogwash.
Our economy is down but during bad economic conditions there are opportunities for small business owners:
1) You can buy stuff cheap.  I think that goes without saying.  Our expenses [...]